10 +1 AND 11+1 GOLD SAVING SCHEME BENEFITS
- BY JOINING IN THIS GOLD SCHEME YOU CAN BUY GOLD JEWELS OF YOUR CHOICE AND DESIGN ACCORDING TO THE RELEVANT SCHEME TAKEN. FOR BOTH THE SCHEMES THE COMPANY SUGGESTS / ADVICES ITS CUSTOMERS TO PAY REGULARLY BETWEEN 1ST TO 10TH OF EVERY MONTH FOR THE SCHEME TAKEN.IF YOU ARE A REGULAR PAYER ON-TIME YOU GET A BONUS OF 1 INSTALMENT CREDITED TO PURCHASE OF GOLD JEWELLERY. FOR EXAMPLE : YOU HAVE TAKEN A SCHEME WHERE YOU PAY MONTHLY 1000 RS FOR 10 MONTHS, THE COMPANY IS GIVING YOU A BONUS OF 1 INSTALMENT THAT IS, THE COMPANY WILL GIVE YOU 1000RS IN THE 11TH MONTH.
- ADDITION TO THAT OUR COMPANY IS GIVING YOU 1% INTEREST FOR THE AMOUNT
PAID, FOR EXAMPLE : IF YOU HAVE TAKEN A SCHEME WHERE YOU PAY 1000RS MONTHLY IN 10+1 SCHEME
YOU PAY FOR 10 MONTHS, THE COMPANY GIVES YOU A BONUS OF 1000RS IN THE 11TH MONTH IN ADDITION THE COMPANY IS GIVING YOU 1% INTEREST FOR THE AMOUNT PAID. - THE COMPANY IS OFFERING TO ITS CUSTOMERS VARIOUS SCHEMES STARTING FROM 500RS
MINIMUM AND IN MULTIPLES OF 100.
THE COMPANY IS OFFERING REWARD POINTS FOR ALL CUSTOMERS WHO HAVE ENROLLED IN THE SCHEMES. TO KNOW BETTER ABOUT THE POINTS PLEASE CONTACT OUR SALES COUNTER FOR DETAILS.
WHY ARE YOU WAITING JOIN OUR SCHEME IMMEDIATELY
- TO JOIN THE GOLD SAVING SCHEME YOU MUST HAVE COMPLETED 18 YEARS OF AGE AND BE A RESIDENT INDIAN.
- AT THE TIME OF JOINING THE CUSTOMER SHOULD PROVIDE A GOVERNMENT AUTHORISED ID PROOF TO JOIN THE ABOVE PLAN. (VOTER ID / DRIVING LICENCE / AADHAR / PASSPORT. ) THUMB IMPRESSION OF THE CUSTOMER WILL BE TAKEN BY MEANS OF BIO-METRIC AND THE SAME WILL BE DONE AT THE TIME OF MATURITY.
- FOR CUSTOMERS WHO JOIN 50,000 AND ABOVE MONTHLY SCHEME SHOULD PROVIDE PAN NUMBER ALSO.
- ONCE REGISTERED THE COMPANY WILL ASSIGN AN ACCOUNT NUMBER FOR MAKING YOUR PAYMENTS ONLINE / IN OUR STORES.
- CUSTOMERS CAN BOOK THEIR JEWELLERY IN ADVANCE AFTER MAKING THE PAYMENT OF 1ST INSTALMENT.
- ONCE THE CUSTOMER HAS CHOSEN A MONTHLY SCHEME AND PAID THE FIRST INSTALMENT HE / SHE CANNOT CHANGE THE SCHEME OR AMOUNT.
THE COMPANY ADVISES / SUGGESTS THAT CUSTOMERS WHO JOIN THE 10+1 OR 11+1 SCHEMES NEED TO PAY ON 1ST TO 10TH. OF EVERY MONTH, GRACE TIME OF 5 DAYS IS GIVEN IN THAT MONTH FOR THEM TO MAKE THE PAYMENT. THIS OPTION IS GIVEN BY THE COMPANY TO ITS CUSTOMERS TO MAKE THE PAYMENT ON OR BEFORE 15TH OF THAT MONTH. AFTER 15TH THE COMPANY WILL CONSIDER IT AS LATE PAYMENT AND THE CUSTOMER WILL BE ELIGIBLE FOR THE BONUS ONLY, AND NOT THE ADDITIONAL INCENTIVE WHICH IS ANNOUNCED FROM TIME TO TIME. - THE COMPANY PROVIDES 22CAROT PURE GOLD WITH BIS HALMARKED 916.
- NOMINATION FACILITY IS AVAILABLE FOR CUSTOMERS WHO JOIN 10+1 AND 11+1 SCHEMES. PLEASE APPLY FOR THE NOMINATION FACILITY WITHOUT FAIL AT THE TIME OF REGISTERATION.
ON MATURITY INCASE THE REGISTERED CUSTOMER COULDN’T COME THE NOMINATED PERSON CAN PURCHASE BY PROVIDING VALID GOVERNMENT ID PROOF. - IN BOTH THE SCHEMES THE CUSTOMER WILL HAVE TO PAY THE TAXES WHICH ARE APPLICABLE FROM TIME TO TIME.
- IN ALL GOLD SCHEMES 10+1 AND 11+1 THE CUSTOMER CANNOT EXCHANGE / BUY GOLD COINS OR REDEEM FOR CASH.
- THE CUSTOMER HAS THE OPTION TO TAKE MULTIPLE SCHEMES FROM THE COMPANY, IN EITHER 10+1 OR 11+1. SCHEMES CAN BE TAKEN IN DIFFERENT DENOMINATION.
- IN BOTH THE SCHEMES INTRODUCED BY THE COMPANY, THE CUSTOMER IS NOT ABLE TO CONTINUE THE SCHEME HE / SHE CAN INFORM THE COMPANY THE REASON FOR NON-CONTINUANCE AND BUY JEWELLERY FOR WHATEVER IS PAID BY THE CUSTOMER AT THE END-DATE OF THE SCHEME. FOR EXAMPLE: THE CUSTOMER HAS TAKEN 10+1 SCHEME WHERE HE PAYS 5000 MONTHLY, DUE TO SOME REASON HE IS NOT ABLE TO PAY AFTER 5 MONTHS, HE / SHE CAN APPROACH THE COMPANY, TELL THE REASON AND HAS TO WAIT FOR THE REMAINING 5 MONTHS FOR THE SCHEME TO GET OVER. ( FOR 10+1 SCHEME ) FOR 11+1 SCHEME CUSTOMER CAN PURCHASE IN THE 13TH MONTH.
- ALL PURCHASES CAN BE MADE ONLINE OR IN OUR STORES. ORDERS WILL BE TAKEN ON SPECIFIC DESIGN AND MODEL AND WILL BE DELIVERED IN A SPECIFIC TIME PERIOD. THIS WILL INCLUDE OUR JEWELLERY IN THE WEBSITE.
- WALLETS ARE CREATED FOR EVERY CUSTOMER ENROLLED. CUSTOMER DETAILS WILL BE STORED IN THE WALLET. REWARD POINTS CREDIT WILL HAPPEN IN THE WALLET OF THE CUSTOMER.
- ON MATURITY OF THE SCHEME THE CUSTOMER SHOULD SHOW THE GOVERNMENT ID PROOF WHICH WAS SUBMITTED AT THE TIME OF REGISTERATION.
- ON MATURITY OF THE SCHEME THE CUSTOMER CAN PURCHASE 22 CAROT PLAIN GOLD JEWELS OR GEM-STONE STUDDED JEWELLERY AT THE MARKET PRICE PREVAILING ON THAT DAY. STONES WILL HAVE EXTRA COST AND TAXES WILL BE APPLICABLE.
FOR ANY PARTICULAR DESIGN CHOSEN FROM OUR WEBSITE THE JEWEL CAN BE KEPT UNTIL THE MATURITY. AT THE TIME OF MATURITY THE CUSTOMER CAN JUST SAY CODE NUMBER AND THE JEWELLERY CAN BE GIVEN BASED ON WEIGHT AND SCHEME AMOUNT MATURED. - ECS, NEFT, RTGS PAYMENT FACILITY IS AVAILABLE TO ALL OUR CUSTOMERS. CUSTOMERS CAN UTILISE THIS FACILITY FROM ANYWHERE IN INDIA TO MAKE THEIR PAYMENTS FOR THEIR MONTHLY GOLD SCHEME. FOR ALL PAYMENTS MADE RECEIPT WILL BE GIVEN BY THE COMPANY.
- OUR 10+1 AND 11+1 SCHEMES ARE AVAILABLE IN PLAY STORE AND APP STORE.
FAQ GOLD SAVING SCHEME
GOLD IS AS SUCH AN EXPENSIVE METAL TO BUY AT ANY TIME. IT IS ALWAYS RECOMMENDED TO JOIN THE GOLD SCHEME TO BUY JEWELLERY THAN TO INVEST THE WHOLE AMOUNT AT ONE SHOT. GOLD PURCHASES ARE A MAJOR CHUNK OF WEDDING EXPENSES. IT IS ALWAYS BETTER TO PLAN YOUR GOLD PURCHASES WITH THE SCHEMES AVAILABLE. NOT ONLY FOR WEDDING, YOU CAN GIFT GOLD ON ANNIVERSARIES , BIRTHDAYS. YOU CAN ALSO START SAVING GOLD FOR YOUR CHILDREN.
GOLD SAVING MONTHLY IS ITSELF AN UNIQUE PLAN GIVEN TO CUSTOMERS. THEY CAN PURCHASE PLAIN GOLD JEWELLERY AT THE END OF 11 MONTH OR 12 MONTH DURATION. FOR EXCITING BENEFITS PLEASE VISIT OUR STORE FOR EXCITING REWARDS.
CUSTOMER CAN START THIS SCHEME WITH A MINIMUM OF 500 RS AND IN MULTIPLES OF 100.
YES THE MONTHLY PAYMENTS HAVE TO BE MADE BETWEEN 1ST TO 10TH OF EVERY MONTH. IRREGULAR PAYMENTS MADE BY THE CUSTOMER WILL NOT BE ELIGIBLE FOR THE COMPLETE BENEFIT OF THE SCHEME. THIS WILL DEPEND ON THE CUSTOMER ON HOW MANY TIMES HE HAS MADE IRREGULAR PAYMENT.
YES YOU SHOULD REGISTER FIRST BY GIVING YOUR DETAILS IN THE APPLICATION FORM AND GIVING COPY OF GOVERNMENT AUTHORISED ID PROOF. ONCE REGISTERED THE CUSTOMER WILL GET AN ACCOUNT NUMBER TO MAKE THEIR PAYMENT.
NO SPECIAL DISCOUNT OR FESTIVAL OFFER CAN BE CLUBBED / ATTACHED WITH THIS SCHEME BENEFIT. FOR EXAMPLE, CUSTOMER A HAS TAKEN A NEW SCHEME IN JANUARY AND HE HAS CHOSEN 10+1 SCHEME, CUSTOMER` A ` MATURITY WILL BE NOVEMBER. IN NOVEMBER IF THERE IS DEEPAVALLI OFFER GIVEN BY THE COMPANY THE OFFER WILL NOT BE AVAILABLE FOR PEOPLE WHO HAVE TAKEN THE SCHEME.
NO, ON MATURITY THE COMPANY ADVISES THE CUSTOMERS TO PURCHASE PLAIN GOLD JEWELLERY OR GEM STUDDED JEWELLERY. CASH AT ANY POINT OF TIME WILL NOT BE GIVEN BACK.
YOU CAN APPROACH THE COMPANY TELL THE REASON FOR DISCONTINUATION AND YOU CAN BUY JEWELLERY FOR THE AMOUNT YOU HAVE PAID AT THE END OF THE SCHEME. THAT WILL DEPEND UPON THE SCHEME TAKEN. 10+1 OR 11+1. MATURITY WILL BE 12TH MONTH FOR THIS FIRST SCHEME AND 13TH MONTH FOR THE SECOND SCHEME.
WE HAVE NOMINATION FACILITY WHICH WE REGISTER AT THE TIME OF REGISTERATION.
YES, GST IS APPLICABLE ON ALL JEWELS SOLD UNDER THIS SCHEME. THIS WILL BE ACCORDING TO THE LAWS OF INDIA.
NO, GOLD COINS CANNOT BE BOUGHT UNDER THIS SCHEME. IT IS ONLY PLAIN GOLD JEWELERY AND GEM STUDDED JEWELLERY.
YES, YOU HAVE 15 DAYS TIME FOR EXCHANGE OF JEWELLERY. YOU NEED TO VISIT OUR STORE WITH PURCHASE INVOICE.
YES, WE DO HAVE REPAIR WORK IN OUR STORE. CUSTOMER HAS TO COME IN PERSON FOR REPAIR WORK ALONG WITH THE PURCHASE INVOICE. ALL REPAIRS DONE AFTER THE GRACE PERIOD HAS TO BE BORNE BY THE CUSTOMER.
YES, YOU CAN CONTINUE WITH ANOTHER SCHEME, THE AMOUNT MATURED WILL BE ADDED TO YOUR WALLET AND YOU CAN TAKE ANOTHER SCHEME. THIS ACCUMULATION OF SCHEME AMOUNT WILL BE AVAILABLE IN YOUR WALLET, THERE WILL NO INTEREST PAID FOR THE AMOUNT IN THE WALLET.
NO, SCHEMES CANNOT BE TRANSFERRED, YOU CAN WALK INTO OUR STORE FOR BETTER AND POSSIBLE SOLUTIONS.
